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Card to Card fast money transfer Make transfers from card to card in the blink of an eye

Fast, easy, and commission-free until August 15, 2025*

Now through RaiPay you can send money in and out of Albania in a few seconds.

Download (opens in a new tab)
Download (opens in a new tab)

Benefits of card-to-card payments with RaiPay:

  • Fast and Easy

    Transfer money in the simplest way possible from registered cards in RaiPay (commission-free until August 15, 2025)

  • 24/7

    P2P money transfers are available in every moment of the day, 24 hours in 7 days

  • In and Out of Albania

    Transfer money outside of Albania to the countries of the European Union, the countries of the Balkan region, the United Kingdom, Ukraine and Turkey

How can I perform a Card to Card money transfer in RaiPay?

  • First Step
    1. Choose “Send Money” from the main menu.
    2. Select the card for the P2P transfer. 
    3. Choose the transfer currency (ALL or EUR), enter the transfer amount and click “Next
  • second step

    Select a recipient from the saved list, or add a new one by scanning their card with your device’s camera or by entering the card’s 16-digit number manually

  • Third step

    Carefully review your transfer details. Confirm and proceed by entering your RaiPay PIN or using biometric authentication.

  • Done!

    Sending money instantly to VISA or Mastercard cards issued inside or outside Albania (including EU countries, the Balkan region, the United Kingdom and Turkey) is now so simple with RaiPay.


    Surprise your money recipient with amusing e-cards to show you care.

How to start?

If you don't have RaiPay yet, you can download it by clicking below.

*Please note that after August 15, 2025, card-to-card transfers via RaiPay will incur fees according to the applicable terms and conditions!

Download (opens in a new tab)
Download (opens in a new tab)

P2P Fees and Limits

Fees  

Card on Card money transfer from RaiPay (P2P) 

 LEKEUR

Fee for P2P transfers between RBAL Cards

00
Fee for P2P transfers toward VISA of Mastercards Issued within Albania2% of transfer amount (Min 500) 2% of transfer amount (Min 5) 

Fee for P2P transfers toward VISA of Mastercards Issued outside Albania

2.5% of transfer amount (Min 750) 2.5% of transfer amount (Min 7.5) 

Note: From April 15th to August 15th, all card-to-card transfers, both domestically and internationally, will be part of a promotional campaign with zero commission for all users of the RaiPay digital wallet.

 

Limit  

P2P Credit and Debit Card

 LEKEUR

Total Daily amount limit of P2P Transactions

50,000500

Total Weekly amount limit of P2P Transactions

250,0002,500

Total Monthly amount limit of P2P Transactions

1,000,00010,000

Total Daily limit in no. of Transaction P2P

1010

Total Weekly limit in no. of Transaction P2P

5050

Total Monthly limit in no of Transactions P2P

200200