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Cards

Explore a world of possibilities with cards designed for everyday use and travel.

Discover the future of payments with our debit and credit cards. Experience secure transactions, rewards, and financial flexibility at your fingertips. Elevate your spending experience today.

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1998937451

Debit Card

Get your Debit card Visa or Mastercard from Raiffeisen Bank for easy payments anywhere.

Debit cards offer the perfect solution to simplify your daily routine. Enjoy contactless payments, cash withdrawals and deposits, online transactions, and the use of SmartPay accessories. 

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1998937451

Credit Card

Explore our collection of credit cards and discover how you can enhance your financial journey, helping you make the most of every moment, whether you're at home or abroad. Your ideal credit card experience starts here.

Experience the benefit of meeting all your needs with just one card, whether shopping at your favorite stores or shopping online, feel safe and enjoy the benefits of having extra cash when you need it most.

 

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1998937451

SmartPay

Making contactless payments has never been easier.

Get now your SmartPay Accessories as an innovative solution designed to facilitate your daily life. These cards are a revolutionary way to make contactless payments and cash withdraw from contactless ATMs without the need to carry your main card with you.

  • Sticker Card
  • Payband Card 
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Discover the latest solutions to keep your cards always safe and sound.

  • Contactless payments

    Contactless payments limits:

    • Up to ALL 4,500 at Raiffeisen POS without PIN.
    • 50 Euro/ equivalent in Lek without PIN for transactions domestic and international.
    • Up to 5 consecutive transactions with an amount of 150 Euro are approved without a PIN.

  • Pin by SMS

    For security, time and convenience reasons, Raiffeisen Bank will not print your card’s PIN. The PIN will be delivered to you by SMS. At Raiffeisen Bank  we are constantly working to ease your banking experience.

  • Use your Raiffeisen cards wherever you go!

    • You can easily use your debit and credit cards at shops, bars, restaurants, and ATMs when traveling abroad.
    • Keep track of all your transactions.
    • Go cash-less.

  • 3D Secure

    VISA Secure and Mastercard®Identity Check™ of MasterCard® are services designed to provide you with extra security when making purchases over the Internet, by preventing any unauthorized use of the card.

  • Cashback at POS

    Is the option given to the cardholder to simultaneously withdraw Cash when making a purchase at the point of sale (POS).

Take advantage of the latest offers!

  • Make the full basket happen

    Take advantage of Black Friday shopping and earn 15% cashback on all purchases  made within the country with your Raiffeisen Bank credit cards

  • Make mom best friend happen

    Pay with Raiffeisen cards and create precious moments and become part of the rewarding game to win 1 of 50 gifts by only:

    • 5 payments with card within the country

  • Apply for Credit Card and earn 0 commission for the first year

    You can easily apply for Raiffeisen Credit Card and enjoy the offers.

    • 0 commission for the first year, valid for the applications during the promotional period 1st October – December 31st, 2024. 
    • Choose the product that suits you best (Standard Credit Card and Mastercard World Credit Card). 
    • Apply online through Raiffeisen ON application or in the nearest Raiffeisen branch.