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Micro business: Make business progress happen

Micro Businesses are those businesses that have an annual turnover up to 160,000,000 LEK and a total loan’s amount in Raiffeisen Bank up to 16,000,000 LEK.

Join Raiffeisen Bank: Open a current account online

We facilitate your financial journey with advanced digital solutions, so you can invest in the progress of your business.

RAIPOS: Revolution in simplifying payments

The new RaiPOS application, now available for Android smartphones, helps you offer your customers another card payment option. You can accept contactless payments with your smartphone with NFC reader.

raiaccept payment gateway: Boost your conversion

One single payment solution that accepts most known payment methods, leverage your transaction performance and maximize your checkout conversion. Meet our cloud-native solution. Integrated in only a few steps.

SME Loan

SME clients now have the opportunity to apply online for a loan. You will receive the bank's decision in 5 minutes, by attaching up to 4 documents online. The contract will be signed at the branch where you will be assisted by a Dedicated Account Manager and within the same day the funds will be credited to your account.

Packages for your business

We have designed 3 new small business packages which are available to both new and existing customers

BASIC Package

350 Lek

/ Month

It is one of the main packages for new customers who have started their first bank operations, self-employed, traders and new companies.

  • Free current account in LEK
  • Free Mastercard debit card in LEK
  • Raiffeisen ON no monthly fee
  • Internal payment for free from Raiffeisen ON
  • Payroll free of charge
  • Withdrawal in branches – No commission up to 5.000 EUR 
Recommended

DIGI Package

550 Lek

/ Month

This package is suitable for customers whose preferred way of making transactions and other actions is digital (without visiting branches).

  • Free current account in LEK & EUR
  • Free Mastercard debit card in LEK
  • Raiffeisen ON no monthly fee
  • Internal payment for free from Raiffeisen ON
  • Payroll free of charge
  • 30% discount of outgoing ALL from Raiffeisen ON
  • 20% discount of outgoing FCY from Raiffeisen ON
  • POS – Not more than 2.00% commission
  • QR Code – Not more than 1.00% commission
  • 20% Discount of Administration fee from Loans/Overdraft
  • 0.1% decrease of Interest Rate from Loans/Overdraft

 

PREMIUM Package

1,250 Lek

/ Month

This package offers convenience, benefits in banking processes and preferential conditions for financing products, for customers who prefer digital channels and/or branches.

  • All current account free in all currencies
  • Free Mastercard debit card in LEK
  • Raiffeisen ON no monthly fee
  • Internal payment for free from Raiffeisen ON
  • Payroll free of charge
  • 30% discount of outgoing ALL from Raiffeisen ON
  • 20% discount of outgoing FCY from Raiffeisen ON
  • POS – Not more than 2.00% commission
  • QR Code – Not more than 1.00% commission
  • 20% Discount of Administration fee from Loans/Overdraft
  • 0.1% decrease of Interest Rate from Loans/Overdraft
  • Transactions in braches 100 ALL / 0.80 EUR / 0.80 USD
  • 15% Discount of outgoing ALL payments in branches
  • 10% Discount of outgoing FCY payments in branches
  • Withdrawal in branches – No commission up to 20.000 EUR
  • PI Silver offer - YES