Secured Loans: Home loans
Planning to buy, build or renovate? Whatever your property goals, we are here to guide you through your journey.
Ready for your next chapter?
Owning a house is a significant aspect of life and the home buying experience should be an enjoyable one. Our team is dedicated to providing you with a high level service through a transparent and innovative process with the best financial partners in the industry.
Mortgage loans options
Moments of truth after disbursement of Mortgage loan
On the predetermined date, you can deposit the installment amount at ATMs, in our branches and through transfers from RON. Make sure you pay on time to avoid penalties
One year amortization plan can be withdrawn in the branch the day of loan disbursement. For more details, check it in the Raiffeisen ON application on the phone or download it from the web of the Raiffeisen ON application at any time
Every 12 months from the date of the first installment, your interest rate will change depending on changes of the Treasury Bond from the Bank of Albania. Be sure to check the details in RON (Loan, details)
Once a year the revaluation of the property takes place and you will be called by our agents to set the date of the home visit.
Payment of property and life insurance occurs once a year. You will be contacted in advance about the date the bank will held this funds from your account.
You can change the loan installment payment date by visiting the bank branches one day before the current installment date.
Keep in mind that for any ambiguity you can turn to our contact points in the Branch, Contact Center and the Web page.
Need help?
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Our experts are available to discuss with you at our branches.
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From any mobile network (normal rate).
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Why Raiffeisen?
There are a number of good reasons why Raiffeisen is the right partner. These are the main advantages for you:
You are sure to be in safe hands
Raiffeisen Bank is a member of the RBI Group – an established and award-winning banking group in Central and Eastern Europe.
We have expertise & experience
You benefit from the expertise and experience of our advisors, which is internationally recognized.
We are the most recommended bank
We pride ourselves to be the most recommended bank with the highest NPS (Net Promoter Score) in the country.