Unsecured Loans: Retail Sales Financing
It’s fast, secure and easy!
Retail Sales Financing
You don’t have to worry about the money! With RSF loan you can buy right away that contemporary furniture, home appliances or your favorite Laptop. Raiffeisen Bank enables financing the products that you desire inside the shop and there is no need to visit the Bank!
Instant Financing
House renewal and electronics
Up to 500,000 ALL
Express loan from Raiffeisen ON
Finance your desired product completely online, wherever you are and at any time.
Promotional campaign: Make smart choices happen
Buy the desired products in the network of Neptun with Express loan and benefit from the product offer price + 0% interest rate
20% Discount + 0% interest for 24 months (large household appliances, small household appliances, air conditioners, personal care products)
15% Discount + 0% interest for 24 months (TV)
10% Discount + 0% interest for 24 months (Mobile, Laptop, Computer, Entertainment Games)
- Maximum amount: 10,000 - 500,000 all
- Maximum term: 6 months - 24 months
- Date: 1 - 31 March 2025
For all the above products, additional warranties / assembly and installation are also included
Documents required
- Identification Document
- Additional documents depending on the application case
Available Stores
Visit the stores and you can make yours one or several products / services in record time.
- Neptun
- Shpresa AL Computer
- Globe
- Gotech
- Aza Electronics
- Brunes
- Vip Saloti
- Megatek
- Lobby Home
- Luxury Bedding
- Construction Production Kruja
- Kiss Dent
- Niklovani Cela in Lushnje
Terms and conditions
- Neptun
Payroll Clients
10,000 ALL - 300,000 ALL
6 - 48 Months
Tbill+11.9% for products with Standard Interest 0% for products with 0% Interest
There is no restriction on the type of products
Electronic Signature through Evrotrust
Automatic loan decision
Financing conditions
- Loan Maturity: Up to 4 years
- Loan Amount: Min 10,000 ALL - Max 500,000 ALL
- Financing Percentage: Up to 100%
- Interest Rate Treasury Bill 12M + 11.9% for salaried clients / Treasury Bill 12M + 16.9% for non-salaried clients
- Administration Fee: 2% of the loan amount