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Unsecured Loans: Retail Sales Financing

It’s fast, secure and easy!

Benefits of Retail Sales Financing

Based on customer segment and risk classification

Instant Financing
House renewal and electronics
Up to 500,000 ALL

Get ready to apply

You don’t have to worry about the money! With RSF loan you can buy right away that contemporary furniture, home appliances or your favorite Laptop. Raiffeisen Bank enables financing the products that you desire inside the shop and there is no need to visit the Bank!

Documents required

  • Identification Document
  • Additional documents depending on the application case 

Available Stores

Visit the stores and you can make yours one or several products / services in record time.

  • Neptun
  • Shpresa AL Computer
  • Globe
  • Gotech
  • Aza Electronics
  • Brunes
  • Vip Saloti
  • Megatek
  • Lobby Home
  • Luxury Bedding
  • Construction Production Kruja
  • Kiss Dent
  • Niklovani Cela in Lushnje
Mom and son buying large TV sets in the shopping mall, taking them out to the parking lot.

Promotional campaign: Make smart choices happen

Buy the desired products in the network of stores listed below with Kredia Ekspres and benefit from:

  • Up to 500,000 ALL financing
  • Up to 48 months
  • 0% loan commission

Offer valid on the entire wide variety of products that partner stores offer including installation / assembly and warranties.

Terms and conditions

  • Neptun

Payroll Clients

10,000 ALL - 300,000 ALL

6 - 48 Months

 

Tbill+11.9% for products with Standard Interest 0% for products with 0% Interest

There is no restriction on the type of products

Electronic Signature through Evrotrust

Automatic loan decision

Financing conditions

  • Loan Maturity: Up to 4 years
  • Loan Amount: Min 10,000 ALL - Max 500,000 ALL
  • Financing Percentage: Up to 100%
  • Interest Rate Treasury Bill 12M + 11.9% for salaried clients / Treasury Bill 12M + 16.9% for non-salaried clients
  • Administration Fee: 2% of the loan amount