We are your reliable partner for a sustainable future!
Work with our experts to develop the ideal solution for your company and benefit from our extensive know-how about the sustainable transformation!
We understand. #responsiblebanking
Solutions as individual as our customers
For us, sustainable financing isn't a standalone product; rather, it offers numerous options, including financing that incorporates ESG-related criteria. In addition to sustainable financing, our digital services such as e-banking, RayPay, and recyclable cards also contribute to our efforts to reduce carbon emissions. We support you in finding the best sustainable solutions for you and your business!
RaiECO Loans for Individuals
It's time to intelligently transform your home and receive grants of up to 20% of the loan value!
Raiffeisen Bank offers loans to private homeowners who want to invest in energy efficiency, such as insulation, windows, heating pumps, and solar panels. After the successful completion of projects, borrowers will be eligible for up to a 20% cashback.
Business Loans from BERZH
This program offers loans from the European Bank for Reconstruction and Development (EBRD) through Raiffeisen Bank, combined with a 15% grant funded by European Union IPA funds. Additionally, the program provides technical assistance to enable small and medium-sized businesses to optimize their investment needs to achieve compliance with EU Priority Directives.
To learn more about the program, you can visit the Program's website.
Financing for Corporations with ESG Criteria
Corporate companies in Kosovo that are willing to transform their work processes and contribute to positive environmental, social, and governance impacts may qualify for green or ESG-related financing. We support our clients in all aspects of sustainable activities with appropriate financing.
We finance our clients in activities that contribute to: renewable energy; energy efficiency; waste management; water management; circular economy; green buildings; green transportation; manufacturing industries; healthcare, and more.
Benefit from our expert knowledge about the green transformation. #responsiblebanking
Recycled Cards
At Raiffeisen, we are mindful of what is happening to our planet. We believe it's our responsibility to ensure that Earth remains a livable place for future generations. For this reason, we are taking concrete actions by transitioning to bank cards made from recycled materials. Additionally, we are committed to increasing the sustainability of our business operations.
Daily Digital Banking with Raiffeisen ON and its Impact on Sustainability
The adoption of digital platforms has revolutionized the banking industry, enabling customers to access banking services from anywhere and at any time. Our mobile application, Raiffeisen ON, not only provides convenience for you but also has a positive impact by reducing the carbon footprint associated with traditional banking practices. By using Raiffeisen ON, you significantly reduce paper usage, lower carbon emissions, and minimize the need for physical visits. You can access your account, perform transactions, and even pay bills from your computer or smartphone without needing to visit a physical bank branch.
Digital Wallet - RaiPay
As part of our efforts to provide you with the best possible payment solutions and ways to integrate sustainability into our business practices, our digital wallet RaiPay is just one example of this commitment! You can easily make payments using your phone, without the need for cash or cards. But that's not all, with RaiPay you can:
- Lock or unlock any of your cards whenever you need to without visiting the bank.
- Monitor and copy important information like your card number or CVV code whenever necessary.
- Tap "Show my pin" to view the pin of any registered card.
RaiPay is a secure application with a range of features that entirely replace your physical card. So, why not try the RaiPay digital wallet? Not only will you enjoy the convenience and security it offers, but you'll also have a positive impact on the world around you.
Environmental Impact Report from Your Purchases
In 2022, we expanded our commitment to a greener future by developing innovative solutions to help our customers understand their carbon footprints and the possibilities for reducing them. We introduced the individual carbon footprint report as a monthly snapshot for our customers to better comprehend how their monthly expenses impact the environment.
To see what such a monthly report looks like, click below:
We support companies’ ambitions to reduce CO2 emissions. #responsiblebanking
News
How We Address Responsibility
As a 'responsible banker,' sustainable added value is our main objective. Our business strategy, as well as our products, services, and processes, align with this purpose.
How We Address Responsibility
As a 'responsible banker,' sustainable added value is our main objective. Our business strategy, as well as our products, services, and processes, align with this purpose.
How We Address Responsibility
As a 'responsible banker,' sustainable added value is our main objective. Our business strategy, as well as our products, services, and processes, align with this purpose.